The uninsured and the benefits of medical progress

Abstract

In a recent Health Affairs article, David Cutler and Mark McClellan found that new medical technology confers positive net benefits for several conditions, including heart attacks, cataracts, and depression. We estimate the extent to which uninsured Americans ages 55-64 use these technologies and compute access gaps for each. Based on Cutler and McClellan's net benefit estimates, we calculate that more than $1.1 billion is lost annually from excess morbidity and mortality among the uninsured population because of lack of access to new technologies for the treatment of these three conditions.