Skip to main page content
U.S. flag

An official website of the United States government

Dot gov

The .gov means it’s official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.

Https

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Access keys NCBI Homepage MyNCBI Homepage Main Content Main Navigation
. 2008 Dec;27(6):1418-22.
doi: 10.1016/j.jhealeco.2008.06.002. Epub 2008 Jun 18.

To wait or to pay for medical treatment? Restraining ex-post moral hazard in health insurance

Stefan Felder  1
Affiliations

To wait or to pay for medical treatment? Restraining ex-post moral hazard in health insurance

Stefan Felder. J Health Econ. 2008 Dec.

Abstract

We explore the hierarchy of two instruments, waiting time and coinsurance for medical treatment, for optimally solving the tradeoff between the economic gains from risk sharing and the losses from moral hazard. We show that the optimal waiting time is zero, given that the coinsurance rate is optimally set.

PubMed Disclaimer

LinkOut - more resources